Vol. 1 No. 3 (2024): Journal of Applied Business and Information Technology

This issue captures the dynamic tension between financial innovation and regulatory compliance. Through analyses of blockchain applications beyond cryptocurrency, cybersecurity in digital banking, and regulatory sandbox case studies, it provides a balanced perspective for FinTech entrepreneurs, scholars, and policymakers. The curated studies highlight both the transformative potential of financial technologies and the critical need for robust governance frameworks to ensure stability and inclusivity in the digital economy.